Debt Recovery & Debt Defense

At Etienne Botha Attorneys, we offer specialized legal services for both debt recovery and debt defense in South Africa. Whether you are a creditor seeking to recover outstanding payments or a debtor facing legal action, our firm provides strategic solutions tailored to your needs.

Debt Recovery Services

We assist businesses and individuals in recovering debts legally and efficiently, ensuring compliance with the National Credit Act (NCA). Our services include:

• Pre-litigation demand letters
• Issuing summons and obtaining judgments
• Enforcement through garnishee orders and asset attachment
• Negotiating structured repayment plans

Debt Defense Services

For individuals facing debt collection claims, we provide strong legal defense to challenge unfair proceedings. Our services include:

• Reviewing and disputing unlawful credit agreements
• Defending against summons and default judgments
• Applying for rescission of judgment
• Exploring debt review and restructuring options

We prioritize cost-effective and strategic solutions, whether recovering debts or protecting clients from unfair claims.